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You'll also get more for your money if you eliminate the middle man. Spend $1000 on store bought speakers, and a portion of that money goes to the retailer (it's not uncommon to see markups of 100% to 500% on 'retail' speakers). Think how much more speaker your money will buy when you cut out the middle man.
In today's marketplace, you can buy every little piece you need to assemble a pair of world-class speakers. Some companies even sell complete kits from little bookshelf speakers to large tower speakers--all you have to do is assemble them. These kits will usually include a high-quality speaker enclosure in your choice of finishes, top shelf woofers and tweeters, and a crossover optimized for the total package.